AML Features Overview

Real-Time Analysis

• Sub-second transaction processing and analysis
• Streaming data architecture for immediate alerts
• Complex event processing for pattern detection
• Multi-currency and cross-border monitoring
• High-frequency trading analysis

Machine Learning Models

• Behavioral analytics and anomaly detection
• Supervised learning for known patterns
• Unsupervised learning for novel schemes
• Deep learning for complex relationships
• Continuous model retraining and optimization

Risk Scoring Framework

• Dynamic risk scoring based on multiple factors
• Customer risk profiling and segmentation
• Geographic and jurisdictional risk weighting
• Industry and business type risk assessment
• Configurable scoring models and thresholds

Structuring Detection

• Multiple transactions below reporting thresholds
• Pattern recognition across time periods
• Cross-account and cross-customer analysis
• Currency exchange structuring detection
• Automated threshold adaptation

Layering Schemes

• Rapid movement of funds detection
• Complex transaction chain analysis
• Shell company and nominee account identification
• Cross-border layering pattern recognition
• Trade-based money laundering detection

Integration Analysis

• Legitimate business integration monitoring
• Cash-intensive business scrutiny
• Real estate transaction analysis
• Investment and securities monitoring
• Cryptocurrency integration detection

Network Analysis

• Transaction network mapping and visualization
• Entity relationship analysis
• Community detection algorithms
• Influential node identification
• Money flow path reconstruction

Behavioral Profiling

• Customer baseline behavior establishment
• Deviation detection and quantification
• Seasonal and cyclical pattern recognition
• Life event impact analysis
• Peer group comparison analytics

Predictive Analytics

• Suspicious activity prediction models
• Customer risk trajectory forecasting
• Early warning system implementation
• Proactive intervention recommendations
• Resource allocation optimization

Automated Prioritization

• Risk-based case priority assignment
• SLA-driven deadline management
• Resource capacity optimization
• Skills-based analyst assignment
• Workload balancing algorithms

Evidence Aggregation

• Automatic evidence collection and compilation
• Related transaction identification
• Historical pattern analysis
• Multi-source data correlation
• Timeline reconstruction

Investigation Workflow

• Guided investigation templates
• Checklist-driven investigation process
• Collaborative investigation tools
• Real-time note sharing and updates
• Quality assurance checkpoints

Investigation Dashboard

• 360-degree customer view
• Transaction timeline visualization
• Risk factor heat maps
• Relationship network diagrams
• Comparative analysis tools

External Data Integration

• Public records and registry searches
• Negative news and adverse media
• Social media and online presence analysis
• Business registration and ownership data
• Legal proceeding and litigation history

Decision Documentation

• Structured decision rationale capture
• Regulatory justification templates
• Audit trail maintenance
• Supervisor review and approval
• Quality control metrics

SAR Filing

• Automated SAR form population
• Narrative generation assistance
• Supporting documentation attachment
• Quality review and validation
• Electronic filing with FinCEN

CTR Management

• Automatic CTR threshold monitoring
• Aggregation rule application
• Exemption management
• Multi-location consolidation
• Electronic filing automation

International Reporting

• FATCA reporting compliance
• CRS (Common Reporting Standard) support
• FBAR requirement monitoring
• Cross-border transaction reporting
• Multi-jurisdiction compliance

Policy Management

• Centralized policy repository
• Version control and change tracking
• Automated policy distribution
• Acknowledgment and training tracking
• Regular review and update cycles

Audit Trail Management

• Comprehensive activity logging
• Tamper-proof audit records
• Real-time audit trail monitoring
• Regulatory examination support
• Historical data reconstruction

Performance Metrics

• Key performance indicator tracking
• Regulatory metric reporting
• Trend analysis and forecasting
• Benchmark comparison
• Continuous improvement metrics

Cloud-Native Design

• Microservices architecture
• Container-based deployment
• Auto-scaling capabilities
• High availability and disaster recovery
• Multi-cloud deployment options

Real-Time Processing

• Stream processing architecture
• Event-driven design patterns
• Low-latency data pipelines
• Parallel processing capabilities
• In-memory computing optimization

Data Management

• Big data storage and processing
• Data lake architecture
• Advanced data compression
• Intelligent data lifecycle management
• GDPR-compliant data handling

Core Banking Integration

• Real-time transaction feeds
• Customer data synchronization
• Account relationship mapping
• Balance and position tracking
• Product and service integration

Third-Party Data Sources

• OFAC and sanctions list integration
• PEP and adverse media feeds
• Credit bureau data integration
• Business registry connections
• Social media monitoring APIs

Regulatory Interfaces

• FinCEN BSA E-Filing System
• IRS FATCA reporting portal
• OECD CRS exchange platform
• Central bank reporting systems
• Law enforcement data sharing

Current State Analysis

• Existing AML program assessment
• Technology infrastructure evaluation
• Data source identification and mapping
• Regulatory requirement analysis

Solution Design

• Custom scenario configuration
• Integration architecture planning
• User role and permission design
• Reporting and dashboard customization

System Setup

• Platform deployment and configuration
• Data source integration development
• Monitoring scenario implementation
• User interface customization

Testing & Validation

• End-to-end testing execution
• Performance and load testing
• User acceptance testing
• Regulatory compliance validation

User Training

• Administrator training program
• Analyst and investigator training
• Management dashboard training
• Ongoing support and knowledge transfer

Production Deployment

• Phased production rollout
• Parallel run with existing systems
• Performance monitoring and optimization
• Post-implementation support

Transaction-Based Pricing

$0.02 - $0.10 per transaction

• Variable pricing based on volume
• No upfront licensing fees
• Scales with business growth
• Includes all core features
• Basic support included

Enterprise License

$500K - $2M annually

• Unlimited transaction processing
• Full feature access
• Dedicated support team
• Custom integrations included
• On-premise deployment option

Managed Service

Custom pricing

• Fully managed AML operations
• Dedicated compliance team
• 24/7 monitoring and investigation
• Regulatory filing services
• Complete compliance outsourcing